Ohio

Children can now add parents to their California insurance plan

California was the first state to have some adult children add their parents as dependents on their insurance plans, a move by a small number of people illegally living in the country who are not eligible for other support programs. I want to cover. It was to have the children prolong their parents’ health insurance plans. Former President Barack Obama’s medical law allowed the child to stay in his parents’ plans until the age of 26. Going further in some states, such as Florida, Illinois, Pennsylvania, and New Jersey, children can stay in their parents’ plans until at least 30 years old. California is currently the first state to go in the opposite direction by allowing some adults to participate in children’s health insurance plans. Democratic Governor Gavin Newsom signed the law this week, which will not come into effect until 2023. “Signing the Parent Health Law will help more families take care of their parents in the way they care for us,” said insurance commissioner Ricardo Lara, who must be qualified to qualify. You must rely on your child for at least 50% of all support. The law applies only to those who purchase health insurance in the private market. Those who are insured through work, including most people in the state, are not eligible. It makes the law much cheaper. In previous versions, it was applied to more people, but depending on the number of registered people, employer premiums could increase from $ 200 million to $ 800 million annually. As a result, business groups, including the California Chamber of Commerce, opposed the bill and won significant concessions. A narrower version of this law allows far fewer people to register. According to an analysis by the Senate Expenditure Commission, the California Department of Insurance estimates that only 15,000 adults will use the law, increasing personal premiums from $ 12 million to $ 48 million annually. This change was sufficient for the Chamber of Commerce to dispel dissenting opinions. The law’s author, Los Angeles Democrat Miguel Santiago, said it was intended for people who couldn’t get subsidized health insurance because they lived illegally in the country. Covered California, the state health insurance market, offers discounted insurance plans, but only to citizens. The Medicaid Program in California provides government-funded insurance to people over the age of 50 and under the age of 25, regardless of immigrant status. The University of California, Berkeley Labor Center predicts that more than 3 million people in California will not have health insurance next year, 65% of whom live in the country. Illegal. Santiago said the law is “a way to fill that gap” while at the same time helping other adults “through the cracks.” He said.

California was the first state to have some adult children add their parents as dependents on their insurance plans. The move hopes to cover a small number of people who live illegally in the country and are not covered by other support programs.

The national trend was to ensure that children stay on their parents’ health insurance plans. Former President Barack Obama’s medical law allowed the child to stay in his parents’ plans until the age of 26. Going further in some states, such as Florida, Illinois, Pennsylvania, and New Jersey, children can stay in their parents’ plans until at least 30 years old.

However, California is now the first state to go in the opposite direction by allowing some adults to participate in children’s health insurance plans. Democratic Governor Gavin Newsom signed the law this week, but it won’t come into effect until 2023.

“The signing of the Parent Health Law helps more families take care of their parents in the way they care for us,” said insurance commissioner Ricardo Lara.

To qualify, adults must rely on their children for at least 50% of their total support. The law applies only to those who purchase health insurance in the private market. Those who are insured through work, including most people in the state, are not eligible.

It makes the law much cheaper. In previous versions, it was applied to more people, but depending on the number of registered people, employer premiums could increase from $ 200 million to $ 800 million annually. As a result, business groups, including the California Chamber of Commerce, opposed the bill and won significant concessions.

A narrower version of this law guarantees that far fewer people can register. According to an analysis by the Senate Expenditure Commission, the California Department of Insurance estimates that only 15,000 adults will use the law, increasing personal premiums from $ 12 million to $ 48 million annually. This change was sufficient for the Chamber of Commerce to eliminate opponents.

The law’s author, Los Angeles Democrat Miguel Santiago, said it was aimed at people who couldn’t get subsidized health insurance because they lived illegally in the country.

Covered California, the state health insurance market, offers discounted insurance plans, but only to citizens. The Medicaid Program in California provides government-funded insurance to people over the age of 50 and under the age of 25, regardless of immigrant status. However, some adults may not be eligible because they are slightly above their income limits.

The University of California, Berkeley Labor Center predicts that more than 3 million people in California will not have health insurance next year, 65% of whom are illegally living in the country.

Santiago said the law is “a way to fill that gap” while at the same time helping other adults “through the cracks.”

“We all talk about increasing access to health care, and here was a really easy way to do that,” he said.

Children can now add parents to their California insurance plan

Source link Children can now add parents to their California insurance plan

Related Articles

Back to top button